Choose your term
Compare the available term options and review the rate shown for your selection.
Use the calculator ›Savings & deposits
Plan ahead with fixed-term savings.
Explore deposit terms and use the calculator to estimate a potential maturity value. Review the applicable product terms and rate before making a decision.
Open an accountFixed-term accounts
Plan with clarity
Choose a term that suits your plans.
Compare illustrative terms and review the details before proceeding.
First Security Reserve · Savings and deposits
Understand maturity
Estimate the potential value at maturity using the illustrative assumptions below.
How it works ›Fixed-term savings
Estimate your deposit maturity value.
Adjust the principal and term to see an illustrative compound-interest estimate. Actual rates, eligibility, compounding rules, fees and maturity conditions depend on the account terms provided before opening a deposit.
Illustration only — this calculator is not a quote, promise of return, or confirmation of an available product rate.
$
Illustrative APY4.15%
Estimated interest$0.00
Estimated maturity value$50,000.00
How it works
Three steps to review a fixed-term deposit.
Understand the term and conditions before committing funds.
01 / SELECT
Choose a term
Pick a term that aligns with when you expect to need access to your savings.
02 / REVIEW
Check the details
Review the confirmed rate, compounding method, early-access rules, fees and any eligibility requirements.
03 / MATURITY
Know what happens next
Confirm how interest and principal will be handled when the deposit reaches maturity.
Before you proceed
Make an informed savings decision.
Fixed-term deposits may limit access to funds during the selected term. Consider your planned expenses and emergency savings before committing money.
Important information
Rates can changeThe illustrative rates in this calculator may not reflect current or available account rates.
Terms applyThe account agreement governs eligibility, interest calculation, withdrawals and maturity.
Need clarification?Contact the support team to ask about product details before applying.
Next step
Explore your account options.
Review the account information and applicable terms before opening an account.